Global account · digital dollar · you in control
The global account thatpays you in dollars.
Send a PIX and get dollars in seconds. Your balance earns yield and goes with you, from the corner store to a café in Lisbon.
Dollars in secondsPay with QR. Become a shareholder in US companies.
Every Pix QR you pay with USDC gives back 0.50% in US stocks. Straight to your account, nothing to do.
The toll
Buying dollars through your bank costs more than you think.
Your bank shows you one rate and charges you another. Between the dollar you see on Google and the dollar that lands in your account sit the IOF tax and a margin nobody tells you about.
In the end, you pay more and have no real control over your money.
- You payR$ 10,000.00
- IOF 3.5%Tax on buying foreign currency− R$ 350.00
- 1.5% spreadThe bank’s margin, hidden in the rate− R$ 150.00
- Turns into dollars in your accountR$ 9,500.00 convertedUS$ 1,901.10
Products
One account. The whole world.
- 01ProtectYour money in dollars, earning every day.No separate investment, no lock-up period.Variable yield.
- 02SpendOne card for anywhere.An international Visa card that draws on your dollar balance.
- 03EarnYour coffee just turned into US stock.Every purchase pays you back in fractional shares of companies like Apple, Amazon and Meta.
- 04SendSending money abroad, as easy as a PIX.More than 45 countries, in the local currency.
How it works
From a sofa in São Paulo to a café in Lisbon.
Scroll slowly and follow along ↓
- 22:10 · monPIX sent from the sofa.
- 22:10 · monNow it’s dollars in your account.
- 06:00 · tueIt earned while you slept.
- 23:15 · tueBoarded. The balance came along.
- 09:40 · wedCoffee paid for in Lisbon.
- 09:40 · wedAnd it came back as stock.
Stock cashback
Spending just became investing.
At a bank, purchases turn into points that expire. At NBS, they turn into shares of US companies, straight into your account.
Illustrative figures. More than 60 tokenized US stocks available as cashback.
For businesses
Your business can pay the world too.
Pay suppliers in the US, Europe and more than 45 countries straight from PIX, with the rate locked before you confirm.
Security
Your money. Your rules.
Someone in the middle decides when, how much and whether you can move it.
No middleman between you and your balance.
Virtual assets are not covered by the FGC (Brazil’s deposit guarantee fund). NBS is in the process of becoming compliant with the SPSAV regime for virtual asset service providers (Res. BCB 520/2025).
people and businesses already move money with NBS.
“This is going to revolutionize access to the dollar in Brazil. (...) It’s exactly what I’ve always been looking for.”
Eric ZapparoliAngel investor · @investidordazarabia“NBS is unlike anything I’ve seen in the market. In minutes, my money is in dollars and earning yield. It’s practical, fast and, with the card, part of my everyday life. It’s the first time I’ve felt real control over my wealth.”
Felipe HatabFounder & CEO · 4EquityOpen an account
Your global account in minutes.
Early access is by invitation.
Download the app and save your spot in the Founders Club. We’ll let you know as soon as your account is ready.
Point your phone’s camera at the code.
Questions? Chat with us on WhatsApp
FAQ
Before you ask.
Is NBS a bank? +
No. NBS provides virtual asset services and is in the process of becoming compliant with Brazil’s SPSAV regime for virtual asset service providers (Res. BCB 520/2025). That’s why you get a global account, with no branch and none of the rules of a traditional bank.
What is a digital dollar? +
It’s USDC, a digital currency backed 1:1 by the US dollar. In practice, every US$ 1 in your account is backed by a real US$ 1. All you see is reais coming in and dollars staying put.
How does my money earn yield? +
Your dollar balance earns automatically, every day, with no separate investment and no lock-up period. The yield is variable and not guaranteed.
What does “only I have access” mean? +
That nothing leaves your account without your confirmation. The balance is yours, and so are the rules.
What if I lose my phone? +
You regain access on a new device with your registered email.
How much does it cost? +
The conversion cost is already built into the rate you see before you confirm. No surprises later.
How does the Founders Club work? +
It’s NBS’s invitation-only early access program. Download the app, sign up and save your spot on the list.